Select by Urban Jungle

B2C Insurtech | Non-standard home insurance

Designing a home insurance product for complex properties

Designing a home insurance product for complex properties

OVERVIEW

Urban Jungle is a UK insurtech offering home insurance products. There was 1 in 4 customers who started a home quote and couldn't be covered at all.


These customers needed non-standard home insurance. Something about their home or their circumstances, an unoccupied property or cancelled insurance, makes their risk more complex to price, so insurers need more information to cover them. The industry has never solved this well. The usual customer journey is filling out a long, jargon-heavy form that still ends in a mandatory phone call.


I owned the design workstream from research through to creating a new design system, the direct purchase journey, the account manager and marketing flows.

ROLE

Sole Designer

Leading the design workstream E2E from research to delivery.

TIMELINE

Jun - Oct 2025

Delivering several user flows and a full account manager.

TEAM

XF team of 8

1 Designer (me)

1 Product Manager

6 Engineers

SCOPE

Research to hi-fi

Discovery, question flow, quote and checkout, and the launch build.

SOLUTION

An overview of the product

An overview of the product

Brand guide

Brand guide

Brand guide

Typography

Typography

Typography

Aa

Aa

Aa

Poppins

Poppins

Poppins

Medium, SemiBold, Bold, ExtraBold, Black

Medium, SemiBold, Bold, ExtraBold, Black

Medium, SemiBold, Bold, ExtraBold, Black

Heading 1

Heading 1

Heading 1

Heading 2

Heading 2

Heading 2

Body

Body

Body

Microcopy

Microcopy

Microcopy

ExtraBold

ExtraBold

ExtraBold

Bold

Bold

Bold

Medium

Medium

Medium

SemiBold

SemiBold

SemiBold

30pt

30pt

30pt

18pt

18pt

18pt

18pt

18pt

18pt

14pt

14pt

14pt

Select needed it's own brand

Our standard product claims (from £5/month, rolling plans, age-blind pricing) didn't apply here. Using them would mislead customers.


So we created a distinct sub-brand with its own name, logo, and colour that clearly signals a different, tailored product while staying within the Urban Jungle family.

How to move customers into our journey

How to move customers into our journey

Most customers don't know they're non-standard, so being moved to a different product can feel like failure. A modal transition keeps them inside the Urban Jungle environment, explains the tailored journey ahead, and auto-fills everything they've already entered.

Most customers don't know they're non-standard, so being moved to a different product can feel like failure. A modal transition keeps them inside the Urban Jungle environment, explains the tailored journey ahead, and auto-fills everything they've already entered.

Creating different flows for different needs

Creating different flows for different needs

Instead of separate, siloed forms, a single dynamic flow adapts to the customer's property profile. Buildings-only strips out irrelevant contents questions, landlords get targeted questions and add-ons, and unoccupied homes get tiered cover built for empty properties.

Instead of separate, siloed forms, a single dynamic flow adapts to the customer's property profile. Buildings-only strips out irrelevant contents questions, landlords get targeted questions and add-ons, and unoccupied homes get tiered cover built for empty properties.

Handling endorsements

Handling endorsements

Endorsements, the written changes that add or remove cover, are surfaced before purchase, not after. If a condition would void all cover, we ask upfront. Lesser conditions are flagged through warnings or a dedicated exclusions page the customer confirms they've read.

Endorsements, the written changes that add or remove cover, are surfaced before purchase, not after. If a condition would void all cover, we ask upfront. Lesser conditions are flagged through warnings or a dedicated exclusions page the customer confirms they've read.

OUTCOME

Since we've launched we've achieved

Since we've launched we've achieved

Since we've launched we've achieved

0%Market reach
0+Policies sold
0%Conversion lift
0★ Trustpilot rating

REFLECTION

What the constraints taught me

What the constraints taught me

What the constraints taught me

Navigating customers away from the product they wanted intentionally

Rejection is a UX problem and the way it’s framed matters enormously. Moving a customer to a specialist product can feel like personalisation or like failure. The design decides which.

Advocating for better UX regardless of industry norms

Transparency reduces friction downstream. Pulling endorsement fine print into the UI cuts support tickets and builds genuine trust. Customers who understand what they're buying don't need to call.

Select by Urban Jungle

B2C Insurtech | Non-standard home insurance

Designing a home insurance product for complex properties

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